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Apart from China Bohai Bank, no other banks were listed in the mainland and Hong Kong since the beginning of this year.

Another example is Microsoft Research Asia's work with the Dunhuang Academy to develop a Gigapixel Camera system that digitally captures high-resolution, large-format images of the Mogao Caves and resolves details not visible to the naked eye. The highly-detailed images captured by the Gigapixel Camera enables the Dunhuang scholars to preserve those valuable cultural artifacts for future generations.

Apart from requiring banking institutions to comprehensively enhance the quality of data, the regulator also said "banks should integrate data application into the entire process of their business operations, risk management and internal control to effectively capture risks, optimize business procedures, and improve the effectiveness of internal control.”

Another mobile payment user said "the services, either WeChat Wallet or Alipay, will automatically record the trades, like an account book, which helps to know where money has gone every month."

Another trend insurers are seeing is healthcare. A large-scale national health program has been planned in China, and it creates huge opportunities for the industry, he said.